FHA Loans

FHA Loans on the Cheap!

Get a FREE quote on an FHA Loan & save thousands of dollars per year.

The Lowdown on FHA Loans...

O

ur FHA Loan Rates Are Low & Our Process is Quick & Painless

An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.

The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.

We’re here to make the FHA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE FHA Loan Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

The FHA Loan Process

Here’s how our home loan process works:

  • Complete our simple FHA Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Do I Qualify?

Typically an FHA loan is one of the easiest types of mortgage loans to qualify for because it requires a low down payment and you can have less-than-perfect credit. An FHA down payment of 3.5%is required. Borrowers who cannot afford a traditional down payment of 20% or can’t get approved for private mortgage insurance should look into FHA loans.

Call Today! (858) 350-9407

mleiby@avantcapitalcorp.com

WHAT TYPE OF LOAN DO YOU NEED?

FREE HOME PURCHASE QUALIFIER

Do you know how much home you can afford? Take the first step by getting pre-approved here for FREE!

WHAT TYPE OF PROPERTY ARE YOU PRCHASING?

DOES THE PROPERTY HAVE SOLAR?

ESTIMATE YOUR CREDIT SCORE?

IS THIS YOUR
FIRST PROPERTY PURCHASE?

WHAT IS YOUR CURRENT PROPERTY
PURCHASE SITUATION?

HOW WILL THIS PROPERTY BE USED?

WHAT IS THE PURCHASE PRICE OFTHE NEW PROPERTY?

WHAT IS THE PURCHASE PRICE OFTHE NEW PROPERTY?/

WHAT KIND OF RATE DO YOU PREFER?

WHAT IS YOUR GROSS ANUAL HOUSHOLD INCOME?

WHAT IS YOUR EMPLOYMNT STATUS?

WHAT IS YOUR EMPLOYMNT STATUS?

CAN YOU SHOW PROOF OF INCOME?

ARE YOU WORKING WITH A REAL STATE AGENT?

WHAT IS YOUR FULL NAME?

WHAT IS YOUR EMAIL?

WHAT IS YOUR CONTACT NUMBER?

 NMLS Consumer Look Up | NMLS 1825828

Call Today! (858) 350-9407

mleiby@avantcapitalcorp.com

WHAT TYPE OF LOAN DO YOU NEED?

FREE HOME PURCHASE QUALIFIER

Do you know how much home you can afford? Take the first step by getting pre-approved here for FREE!

WHAT TYPE OF PROPERTY ARE YOU PRCHASING?

ESTIMATE YOUR CREDIT SCORE?

WHAT YEAR DID YOU PURCHASE YOUR HOME?

PLEASE ESTIMATE THE VALUE OF THE PROPERTY.

DOES THE PROPERTY HAVE SOLAR?.

WHAT IS THE REMAINING FIRST MORTGAGE BALANCE?

WHAT IS YOUR FIRST MORTGAGE INTEREST RATE?

HOW WILL THIS PROPERTY BE USED?

WHAT KIND OF RATE DO YOU HAVE?

DO YOU HAVE A SECOND MORTGAGE?

WOULD YOU LIKE TO BORROW ADDITIONAL CASH?

WHAT IS YOUR EMPLOYMNT STATUS?

BANKRUPTCY, SHORT SALE, OR FORECLOSURE IN THE LAST 3 YEARS?

CAN YOU SHOW PROOF OF INCOME?

WHAT IS YOUR AVERAGE MONTHLY INCOME?

WHAT ARE YOUR AVERAGE MONTHLY EXPENSES?

IS YOUR CURRENT MORTGAGE CONVENTIONAL, FHA OR VA?

ANY LATE MORTGAGE PAYMENT IN THE LAST 12 MONTHS?

WHAT IS YOUR FULL NAME?

WHAT IS YOUR EMAIL?

 NMLS Consumer Look Up | NMLS 1825828

Call Today! (858) 350-9407

mleiby@avantcapitalcorp.com

Where is the home located?

What type of home is it?

Have you or your spouse served in the US military?

Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home.

What is your (or your spouse's) branch of military service?

What is the estimated value of your property?

Use the slider to select the price range of homes you're interested in (it's OK to estimate)

What is the balance of your first mortgage?

(It's OK to estimate)

Do you have a second mortgage?

How much additional cash do you wish to borrow?

(It's OK to estimate or if no cash-out leave at $0)

What is your current employment status?

(it's OK to estimate)

What is your household gross (before taxes) annual income?

(it's OK to estimate)

What is your credit score?

Have you had a bankruptcy or foreclosure in the past 3 years?

What is your credit score?

Have you had a bankruptcy or foreclosure in the past 3 years?

What is your first name?*

What is your last name?*

What is your email address?*

WHAT IS YOUR CONTACT NUMBER?

 NMLS Consumer Look Up | NMLS 1825828

Call Today! (858) 350-9407

mleiby@avantcapitalcorp.com

Where are you looking to buy?

Do you know how much home you can afford? Take the first step by getting pre-approved here for FREE!

What type of home is it?

Where are you in the home buying process?

How do you plan to use your new home?

Have you or your spouse served in the US military?

Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home.

What is your (or your spouse's) branch of military service?

Are you actively working with a real estate agent?

Is this your first time purchasing a home?/

What is the approximate purchase price of the new property??

(it's OK to estimate)

How much do you have for a down payment?

(it's OK to estimate)

What is your current employment status?

What is your household gross (before taxes) annual income?

What is your credit score?

Have you had a bankruptcy or foreclosure in the past 3 years?

What is your first name?*

What is your last name?*

What is your email address?*

WHAT IS YOUR CONTACT NUMBER?

 NMLS Consumer Look Up | NMLS 1825828