Avant Capital

Mortgage and Real Estate

We are a 5-star rated Mortgage and Real Estate company based in Del Mar, CA, servicing all of California. We pride ourselves on fee transparency from start to finish.

Here's What We Offer

VA Loan

A VA loan is a mortgage program for veterans, active-duty service members, and eligible spouses, guaranteed by the VA.

Conventional Loan

If you are looking for a rental loan, you have landed at the best place. Avant Capital will definitely help you get it. Choose what rental loan you are looking for and contact us right away

FHA Loan

An FHA loan is a government-backed mortgage designed to help people with lower credit scores and smaller down payments qualify for home financing.

Jumbo Loan

A jumbo loan is a type of mortgage that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA), allowing borrowers to finance higher-priced homes.

Reverse Mortgage

A reverse mortgage is a financial arrangement where homeowners, typically elderly, can borrow against the equity in their homes and receive payments from the lender instead of making payments themselves.

Private Money Loan

A private money loan is financing from private investors, commonly used for real estate when traditional bank loans aren't an option.

Testimonial

Client Feedback

Over the years, we’ve helped clients achieve their dream of home ownership and wholesale interest rates. See what they say about us

★★★★★ 5/5

Alex B.

The wife and I went with this company on a word of mouth recommendation and we are VERY pleased. Michael was upfront with interest rates, professional, competitive, communicative, and best of all he treats you like family. This is a business worthy of the high ranking and ratings.

Michael S.

Michael Leiby and his team at Avant Capital did an amazing job getting me a great re-fi deal from Quicken Loans/Wholesale side AFTER Quicken Loans/Consumer branch had turned me down over an ultra persnickety contra detail of a bureaucratic nature. Even more amazing is the fact that Avant Capital got me a lower rate of interest PLUS lowered my "cash needed from borrower to close" from over $5000 down to $3200. I highly recommend Avant Capital and intend to do do my next purchase deal with them!

Mark A.

Michael at Avant Capital is one of the smartest guys I know when it comes to mortgages, real estate transactions, private money and real estate investing. He's a trusted advisor, a licensed broker and savvy mortgage professional.

PRIVACY POLICY

Effective Date: August 29, 2024

1. Introduction

Welcome to Avant Capital Mortgage (“Company”, “we”, “our”, “us”). This Privacy Policy outlines how we collect, use, disclose, and protect your personal information when you interact with us regarding refinancing your FHA loan, VA loan, or other mortgage loans. By engaging with our services, you consent to the practices described in this Privacy Policy.

2. Information We Collect

Personal Information: We collect information necessary to process your mortgage application, such as your name, address, phone number, email address, Social Security number, and financial information.
Application Data: Details about your mortgage application, including loan types, amounts, and statuses.
Communication Data: Records of our communications with you, including emails, phone calls, and other correspondence.

3. How We Use Your Information

We use your information to:

Process and manage your mortgage refinancing applications.
Communicate with you regarding the status of your application, offers, and other relevant information.
Provide customer support and respond to your inquiries.
Assess and verify your eligibility for refinancing options.
Comply with legal and regulatory requirements.

4. How We Share Your Information

We may share your information with:

Service Providers: Third-party vendors who assist in processing mortgage applications, such as credit bureaus, appraisal services, and loan servicers.
Regulatory Authorities: To comply with legal obligations, industry regulations, or in response to legal requests.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

5. Your Choices and Rights

Access and Update: You can request access to and update your personal information by contacting us.
Opt-Out: You may opt out of receiving marketing communications from us by following the unsubscribe instructions in those communications.
Data Deletion: You may request the deletion of your personal information, subject to applicable legal requirements.

6. Security

We implement reasonable security measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of electronic transmission or storage is entirely secure.

7. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of significant changes by sending a notice or posting the updated policy on our website. Your continued use of our services after changes are posted signifies your acceptance of the updated policy.

8. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

Avant Capital Mortgage
1011 Camino Del Mar
Suite 214 Del Mar
Del Mar, CA 92014
Email: michael@avantcapitalmortgage.com
Phone: 858-350-9407

Avant Capital

Mortgage and Real Estate

Here's What We Offer

Testimonial

Client Feedback

Company

Services

info

What type of home is it?

Have you or your spouse served in the US military?

What is your (or your spouse's) branch of military service?

What is the estimated value of your property?

What is the balance of your first mortgage?

(It's OK to estimate)

Do you have a second mortgage?

How much additional cash do you wish to borrow?

(It's OK to estimate or if no cash-out leave at $0)

What is your current employment status?

What is your household gross (before taxes) annual income?

What is your credit score?

Have you had a bankruptcy or foreclosure in the past 3 years?

What is your first name?*

What is your last name?*

What is your email address?*

What is your contact number?

Where are you looking to buy?

What type of home is it?

Where are you in the home buying process?

How do you plan to use your new home?

Have you or your spouse served in the US military?

What is your (or your spouse's) branch of military service?

Are you actively working with a real estate agent?

Is this your first time purchasing a home?

What is the approximate purchase price of the new property?

How much do you have for a down payment?