PRIVACY POLICY
Effective Date: August 29, 2024
1. Introduction
Welcome to Avant Capital Mortgage (“Company”, “we”, “our”, “us”). This Privacy Policy outlines how we collect, use, disclose, and protect your personal information when you interact with us regarding refinancing your FHA loan, VA loan, or other mortgage loans. By engaging with our services, you consent to the practices described in this Privacy Policy.
2. Information We Collect
Personal Information: We collect information necessary to process your mortgage application, such as your name, address, phone number, email address, Social Security number, and financial information.
Application Data: Details about your mortgage application, including loan types, amounts, and statuses.
Communication Data: Records of our communications with you, including emails, phone calls, and other correspondence.
3. How We Use Your Information
We use your information to:
Process and manage your mortgage refinancing applications.
Communicate with you regarding the status of your application, offers, and other relevant information.
Provide customer support and respond to your inquiries.
Assess and verify your eligibility for refinancing options.
Comply with legal and regulatory requirements.
4. How We Share Your Information
We may share your information with:
Service Providers: Third-party vendors who assist in processing mortgage applications, such as credit bureaus, appraisal services, and loan servicers.
Regulatory Authorities: To comply with legal obligations, industry regulations, or in response to legal requests.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
5. Your Choices and Rights
Access and Update: You can request access to and update your personal information by contacting us.
Opt-Out: You may opt out of receiving marketing communications from us by following the unsubscribe instructions in those communications.
Data Deletion: You may request the deletion of your personal information, subject to applicable legal requirements.
6. Security
We implement reasonable security measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of electronic transmission or storage is entirely secure.
7. Changes to This Policy
We may update this Privacy Policy periodically. We will notify you of significant changes by sending a notice or posting the updated policy on our website. Your continued use of our services after changes are posted signifies your acceptance of the updated policy.
8. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at:
Avant Capital Mortgage
1011 Camino Del Mar
Suite 214 Del Mar
Del Mar, CA 92014
Email: michael@avantcapitalmortgage.com
Phone: 858-350-9407
